PropDEV

Cost to build a house in Kirribilli

Kirribilli is one of the most planning-controlled residential pockets in Sydney. Nearly the entire suburb sits inside heritage conservation areas under North Sydney LEP, foreshore building lines restrict harbour-edge envelope, lot sizes are small and irregular, and existing built form is often heritage-listed or contributory. Per-m² rates land at the top of Sydney's premium-to-luxury band ($6,000–$9,500/m² in 2025–26) and the soft-cost stack — Heritage Impact Statement, foreshore consultation, view analysis, structural for sandstone foundations — is significant. This calculator is pre-configured for a Kirribilli new build at luxury quality with complex site difficulty. The sections below cover the Kirribilli-specific factors most builders won't surface until you're already in contract.

Your inputs · Quick Assisted Mode

Deal basics

Enter the essentials. Everything else is assumed from our NSW rate library — you can drill in once the headline looks right.

What are you doing with this deal?
Realism (overrun buffer)5%
0% optimistic5% baseline25% stress test

Separate from contingency. Contingency = unknowns you haven't priced; overrun = things you HAVE priced that slip anyway (weather, scope creep, late deliveries, prices moving between estimate and order).

Builder, agent, rates & tax

Cost-plus margin, HBCF, buyer's agent (optional), council rates, GST. Defaults reflect Sydney 2025-26.

NSW Land Tax — many people don't know this exists

If your site's unimproved land value (council's UV figure) is above $1,075,000, you pay 1.6% per year on the amount above that — plus a flat $100. Above $6,571,000 the premium rate of 2% kicks in. On a typical $3M Sydney dev site that's about $31,000/year while you hold it.

Exemptions: your principal place of residence (PPR), active primary production, certain charities. Toggle below if exempt.

Building classification (NCC + NSW DBP)

Class 1a (single dwelling, own title) vs Class 2 (multi-unit, strata). Class 2 triggers NSW DBP Act 2020 — registered Design & Building Practitioners, regulated design declarations. ~$45k-$120k uplift + 1.5-4 months program impact.

Hold-mode inputs

Rental yield, hold period, and target net yield. Leave rent blank to infer from the NSW rental-yield rate library.

Affordability inputs

Owner-occupier mode — pick what you're doing, then fill in the numbers. NSW first-home-buyer concession applied automatically when eligible.

What are you doing?

Build cost is computed from the standard cost stack above (construction $/m² × dwelling area + soft costs + finance + contingency). Set dwelling size, quality, site difficulty in the main inputs to drive it.

Rate library NSW-2025.26 · last refreshed 2026-05-11
Results & analysis

Live as you type. Click any number to see the trace. Advanced analysis is collapsed by default — open the section near the bottom when you want scenarios, sensitivity, cash flow, and scale modelling.

Affordability — buy land + build

Land purchase, full build cost stack, construction loan. Stamp duty on land only; build costs roll into the mortgage.

Unaffordable on these inputs
Repayment exceeds serviceability cap or DTI is in regulator hot zone.
Upfront cash
$935,901
deposit + duty + LMI + legals
Monthly P&I
$53,132
@ 6.2% / 30y
Loan amount
$8,675,075
LVR 97.3% · DTI 39.4×
Serviceability
150%
of $4,917 cap
Project value composition
Land price: $5,000,000
Build cost: $3,915,075
Total project: $8,915,075

Stamp duty applies to the land purchase only. The build rolls into a construction loan that draws down progressively.

Upfront componentAUD
Cash deposit$240,000
Stamp duty$276,197
LMI(Applied (LVR > 80%))$416,404
Legals + inspection$3,300
Total upfront cash$935,901
Total interest paid over term
$10,452,496
If you hold the full term
Total cost of ownership
$20,063,472
Price + duty + LMI + legals + interest

Indicative only. Lenders apply their own serviceability formula with a stressed-rate buffer (typically +3pp on the actual rate). Stamp duty uses the NSW 2025-26 schedule with First Home Buyer Assistance Scheme thresholds. LMI is estimated against public premium tables — actual LMI varies by lender, postcode, and policy.

What this deal is telling you

1 critical2 warning

Plain-English read on the current numbers — risks, opportunities, and what to verify next. Sorted most-urgent first.

  • Not feasible at current inputs (-74.2% margin on cost)

    verdict

    Total revenue of $2,400,000 doesn't cover total cost of $9,290,118 with target margin. You'd lose $6,890,118.

    Next step: Try the What-if Solver on purchase price or sale price to see what the deal needs.

  • Build rate $9,750/m² is 236% above the Sydney median for house_and_land

    construction

    Sydney-metro 2025 median for house_and_land is roughly $2,900/m²/m². You're at $9,750/m² — that's a 236% premium.

    Next step: Sanity-check with a builder before commit — premium spec, difficult site, or just optimistic?

  • Contingency at 3.0% is thin for an early-feasibility project

    contingency

    At feasibility stage, ~10% contingency on construction + design is conventional. You're below that, so a single unpriced item (eg geotech surprise, demo cost, services upgrade) can knock the deal.

    Next step: Bump the project stage if the design's more advanced, or increase contingency in Pro Mode.

Here's how the numbers were built

Updates live as you edit

Revenue

  • Revenue of $2,400,000 comes from 1 house-and-land package selling at an average of $2,400,000 each.

Construction cost

  • Construction lands at $2,454,563250 m² of gross floor area × $9,750/m².
  • That rate is a Sydney metro luxury house-and-land build on a very difficult site (rate library, medium confidence). Plausible range: $7,080/m² – $15,000/m².
  • Difficult sites carry higher siteworks risk — verify excavation, rock, services, and access before committing.

Acquisition

  • Land acquisition totals $5,290,697 — the $5,000,000 purchase plus $290,697 of NSW stamp duty, legal, due diligence, and settlement adjustments.
  • Stamp duty alone runs against the current Revenue NSW schedule (1 July 2025 – 30 June 2026). The thresholds re-index every July.

Soft costs, finance & contingency

  • Planning & design — architect, engineers, planners, certifier, plus council/authority contributions — adds $175,274. Contributions vary wildly by council; this line carries low confidence and should be verified.
  • Project management, QS, insurance, and other professional fees add $73,637. Marketing, sales commission, and legal on sale add $83,100.
  • Finance — interest plus establishment and line fees — adds $628,202 at an indicative 9.5% rate and 65% loan-to-cost. Replace with a real lender quote before relying on this.
  • Holding costs — rates, NSW land tax, utilities while you develop — add $147,400 over the project life.
  • Contingency of $278,657 reflects the early feasibility stage. Earlier stages carry more contingency because more is unknown — it shrinks as the project matures and the builder quotes harden.

The bottom line

  • Total development cost is $9,290,118. Against revenue of $2,400,000, the deal yields -$6,890,118 of profit — a -74.2% margin on cost.
  • That's 92.2% below your 18% target — material rework needed (lower land price, higher sale prices, smaller spec, or all three).
  • Required equity is $3,196,035 with peak debt of $5,935,494 (simplified — a cash-flow-driven peak comes in the next phase). Return on equity comes in at -215.6%.

What would change the answer

  • Break-even sale price is $9,290,118 per house-and-land package — sale prices can drop by -287.1% before the deal loses money.

Cost breakdown

Every line is editable in Pro Mode (Phase G)
Total development cost$9,290,118
Advanced analysis
Scenarios · sensitivity · monthly cash flow & IRR · scale recommender
▸ open

Scenarios — how resilient is this deal?

Conservative stress-tests; optimistic gives it tailwinds.
ConservativeNot feasible
0%
net yield on cost
+0.0pp vs base
Annual cash
$0
Entry cost
$960,363
BaseNot feasible
0%
net yield on cost
Annual cash
$0
Entry cost
$935,901
OptimisticNot feasible
0%
net yield on cost
+0.0pp vs base
Annual cash
$0
Entry cost
$923,396

Conservative: -5% sale price, +7.5% build cost, +5pp overrun, +20% duration. Optimistic: +5% sale price, -5% build cost, -2pp overrun, -10% duration.

Sensitivity — which levers move the needle

Target: 3.5% net yield on cost
Lever-10%-5%Base+5%+10%
Sale price0%0%0%0%0%
Build cost0%0%0%0%0%
Duration0%0%0%0%0%
Overrun buffer0%0%0%0%0%
Meets targetWithin 15% of targetBelow target

What scale does this site need?

Target: 18.0% margin on cost

You're proposing 1 dwelling × 250 m² (250 m² total GFA) → 0.0% margin on cost.

No configuration in the search range meets your 18.0% target. The deal is fundamentally constrained — land is too expensive, sale prices too low, or costs too high. Consider revisiting the inputs before tuning scale.

Dwelling size (m²)3803603403203002802602402202001801601401201001234567891011121314151617181920Yield (dwellings)1 dwellings × 380 m² → 0.0% margin on cost (fail)2 dwellings × 380 m² → 0.0% margin on cost (fail)3 dwellings × 380 m² → 0.0% margin on cost (fail)4 dwellings × 380 m² → 0.0% margin on cost (fail)5 dwellings × 380 m² → 0.0% margin on cost (fail)6 dwellings × 380 m² → 0.0% margin on cost (fail)7 dwellings × 380 m² → 0.0% margin on cost (fail)8 dwellings × 380 m² → 0.0% margin on cost (fail)9 dwellings × 380 m² → 0.0% margin on cost (fail)10 dwellings × 380 m² → 0.0% margin on cost (fail)11 dwellings × 380 m² → 0.0% margin on cost (fail)12 dwellings × 380 m² → 0.0% margin on cost (fail)13 dwellings × 380 m² → 0.0% margin on cost (fail)14 dwellings × 380 m² → 0.0% margin on cost (fail)15 dwellings × 380 m² → 0.0% margin on cost (fail)16 dwellings × 380 m² → 0.0% margin on cost (fail)17 dwellings × 380 m² → 0.0% margin on cost (fail)18 dwellings × 380 m² → 0.0% margin on cost (fail)19 dwellings × 380 m² → 0.0% margin on cost (fail)20 dwellings × 380 m² → 0.0% margin on cost (fail)1 dwellings × 360 m² → 0.0% margin on cost (fail)2 dwellings × 360 m² → 0.0% margin on cost (fail)3 dwellings × 360 m² → 0.0% margin on cost (fail)4 dwellings × 360 m² → 0.0% margin on cost (fail)5 dwellings × 360 m² → 0.0% margin on cost (fail)6 dwellings × 360 m² → 0.0% margin on cost (fail)7 dwellings × 360 m² → 0.0% margin on cost (fail)8 dwellings × 360 m² → 0.0% margin on cost (fail)9 dwellings × 360 m² → 0.0% margin on cost (fail)10 dwellings × 360 m² → 0.0% margin on cost (fail)11 dwellings × 360 m² → 0.0% margin on cost (fail)12 dwellings × 360 m² → 0.0% margin on cost (fail)13 dwellings × 360 m² → 0.0% margin on cost (fail)14 dwellings × 360 m² → 0.0% margin on cost (fail)15 dwellings × 360 m² → 0.0% margin on cost (fail)16 dwellings × 360 m² → 0.0% margin on cost (fail)17 dwellings × 360 m² → 0.0% margin on cost (fail)18 dwellings × 360 m² → 0.0% margin on cost (fail)19 dwellings × 360 m² → 0.0% margin on cost (fail)20 dwellings × 360 m² → 0.0% margin on cost (fail)1 dwellings × 340 m² → 0.0% margin on cost (fail)2 dwellings × 340 m² → 0.0% margin on cost (fail)3 dwellings × 340 m² → 0.0% margin on cost (fail)4 dwellings × 340 m² → 0.0% margin on cost (fail)5 dwellings × 340 m² → 0.0% margin on cost (fail)6 dwellings × 340 m² → 0.0% margin on cost (fail)7 dwellings × 340 m² → 0.0% margin on cost (fail)8 dwellings × 340 m² → 0.0% margin on cost (fail)9 dwellings × 340 m² → 0.0% margin on cost (fail)10 dwellings × 340 m² → 0.0% margin on cost (fail)11 dwellings × 340 m² → 0.0% margin on cost (fail)12 dwellings × 340 m² → 0.0% margin on cost (fail)13 dwellings × 340 m² → 0.0% margin on cost (fail)14 dwellings × 340 m² → 0.0% margin on cost (fail)15 dwellings × 340 m² → 0.0% margin on cost (fail)16 dwellings × 340 m² → 0.0% margin on cost (fail)17 dwellings × 340 m² → 0.0% margin on cost (fail)18 dwellings × 340 m² → 0.0% margin on cost (fail)19 dwellings × 340 m² → 0.0% margin on cost (fail)20 dwellings × 340 m² → 0.0% margin on cost (fail)1 dwellings × 320 m² → 0.0% margin on cost (fail)2 dwellings × 320 m² → 0.0% margin on cost (fail)3 dwellings × 320 m² → 0.0% margin on cost (fail)4 dwellings × 320 m² → 0.0% margin on cost (fail)5 dwellings × 320 m² → 0.0% margin on cost (fail)6 dwellings × 320 m² → 0.0% margin on cost (fail)7 dwellings × 320 m² → 0.0% margin on cost (fail)8 dwellings × 320 m² → 0.0% margin on cost (fail)9 dwellings × 320 m² → 0.0% margin on cost (fail)10 dwellings × 320 m² → 0.0% margin on cost (fail)11 dwellings × 320 m² → 0.0% margin on cost (fail)12 dwellings × 320 m² → 0.0% margin on cost (fail)13 dwellings × 320 m² → 0.0% margin on cost (fail)14 dwellings × 320 m² → 0.0% margin on cost (fail)15 dwellings × 320 m² → 0.0% margin on cost (fail)16 dwellings × 320 m² → 0.0% margin on cost (fail)17 dwellings × 320 m² → 0.0% margin on cost (fail)18 dwellings × 320 m² → 0.0% margin on cost (fail)19 dwellings × 320 m² → 0.0% margin on cost (fail)20 dwellings × 320 m² → 0.0% margin on cost (fail)1 dwellings × 300 m² → 0.0% margin on cost (fail)2 dwellings × 300 m² → 0.0% margin on cost (fail)3 dwellings × 300 m² → 0.0% margin on cost (fail)4 dwellings × 300 m² → 0.0% margin on cost (fail)5 dwellings × 300 m² → 0.0% margin on cost (fail)6 dwellings × 300 m² → 0.0% margin on cost (fail)7 dwellings × 300 m² → 0.0% margin on cost (fail)8 dwellings × 300 m² → 0.0% margin on cost (fail)9 dwellings × 300 m² → 0.0% margin on cost (fail)10 dwellings × 300 m² → 0.0% margin on cost (fail)11 dwellings × 300 m² → 0.0% margin on cost (fail)12 dwellings × 300 m² → 0.0% margin on cost (fail)13 dwellings × 300 m² → 0.0% margin on cost (fail)14 dwellings × 300 m² → 0.0% margin on cost (fail)15 dwellings × 300 m² → 0.0% margin on cost (fail)16 dwellings × 300 m² → 0.0% margin on cost (fail)17 dwellings × 300 m² → 0.0% margin on cost (fail)18 dwellings × 300 m² → 0.0% margin on cost (fail)19 dwellings × 300 m² → 0.0% margin on cost (fail)20 dwellings × 300 m² → 0.0% margin on cost (fail)1 dwellings × 280 m² → 0.0% margin on cost (fail)2 dwellings × 280 m² → 0.0% margin on cost (fail)3 dwellings × 280 m² → 0.0% margin on cost (fail)4 dwellings × 280 m² → 0.0% margin on cost (fail)5 dwellings × 280 m² → 0.0% margin on cost (fail)6 dwellings × 280 m² → 0.0% margin on cost (fail)7 dwellings × 280 m² → 0.0% margin on cost (fail)8 dwellings × 280 m² → 0.0% margin on cost (fail)9 dwellings × 280 m² → 0.0% margin on cost (fail)10 dwellings × 280 m² → 0.0% margin on cost (fail)11 dwellings × 280 m² → 0.0% margin on cost (fail)12 dwellings × 280 m² → 0.0% margin on cost (fail)13 dwellings × 280 m² → 0.0% margin on cost (fail)14 dwellings × 280 m² → 0.0% margin on cost (fail)15 dwellings × 280 m² → 0.0% margin on cost (fail)16 dwellings × 280 m² → 0.0% margin on cost (fail)17 dwellings × 280 m² → 0.0% margin on cost (fail)18 dwellings × 280 m² → 0.0% margin on cost (fail)19 dwellings × 280 m² → 0.0% margin on cost (fail)20 dwellings × 280 m² → 0.0% margin on cost (fail)1 dwellings × 260 m² → 0.0% margin on cost (fail)2 dwellings × 260 m² → 0.0% margin on cost (fail)3 dwellings × 260 m² → 0.0% margin on cost (fail)4 dwellings × 260 m² → 0.0% margin on cost (fail)5 dwellings × 260 m² → 0.0% margin on cost (fail)6 dwellings × 260 m² → 0.0% margin on cost (fail)7 dwellings × 260 m² → 0.0% margin on cost (fail)8 dwellings × 260 m² → 0.0% margin on cost (fail)9 dwellings × 260 m² → 0.0% margin on cost (fail)10 dwellings × 260 m² → 0.0% margin on cost (fail)11 dwellings × 260 m² → 0.0% margin on cost (fail)12 dwellings × 260 m² → 0.0% margin on cost (fail)13 dwellings × 260 m² → 0.0% margin on cost (fail)14 dwellings × 260 m² → 0.0% margin on cost (fail)15 dwellings × 260 m² → 0.0% margin on cost (fail)16 dwellings × 260 m² → 0.0% margin on cost (fail)17 dwellings × 260 m² → 0.0% margin on cost (fail)18 dwellings × 260 m² → 0.0% margin on cost (fail)19 dwellings × 260 m² → 0.0% margin on cost (fail)20 dwellings × 260 m² → 0.0% margin on cost (fail)1 dwellings × 240 m² → 0.0% margin on cost (fail)2 dwellings × 240 m² → 0.0% margin on cost (fail)3 dwellings × 240 m² → 0.0% margin on cost (fail)4 dwellings × 240 m² → 0.0% margin on cost (fail)5 dwellings × 240 m² → 0.0% margin on cost (fail)6 dwellings × 240 m² → 0.0% margin on cost (fail)7 dwellings × 240 m² → 0.0% margin on cost (fail)8 dwellings × 240 m² → 0.0% margin on cost (fail)9 dwellings × 240 m² → 0.0% margin on cost (fail)10 dwellings × 240 m² → 0.0% margin on cost (fail)11 dwellings × 240 m² → 0.0% margin on cost (fail)12 dwellings × 240 m² → 0.0% margin on cost (fail)13 dwellings × 240 m² → 0.0% margin on cost (fail)14 dwellings × 240 m² → 0.0% margin on cost (fail)15 dwellings × 240 m² → 0.0% margin on cost (fail)16 dwellings × 240 m² → 0.0% margin on cost (fail)17 dwellings × 240 m² → 0.0% margin on cost (fail)18 dwellings × 240 m² → 0.0% margin on cost (fail)19 dwellings × 240 m² → 0.0% margin on cost (fail)20 dwellings × 240 m² → 0.0% margin on cost (fail)1 dwellings × 220 m² → 0.0% margin on cost (fail)2 dwellings × 220 m² → 0.0% margin on cost (fail)3 dwellings × 220 m² → 0.0% margin on cost (fail)4 dwellings × 220 m² → 0.0% margin on cost (fail)5 dwellings × 220 m² → 0.0% margin on cost (fail)6 dwellings × 220 m² → 0.0% margin on cost (fail)7 dwellings × 220 m² → 0.0% margin on cost (fail)8 dwellings × 220 m² → 0.0% margin on cost (fail)9 dwellings × 220 m² → 0.0% margin on cost (fail)10 dwellings × 220 m² → 0.0% margin on cost (fail)11 dwellings × 220 m² → 0.0% margin on cost (fail)12 dwellings × 220 m² → 0.0% margin on cost (fail)13 dwellings × 220 m² → 0.0% margin on cost (fail)14 dwellings × 220 m² → 0.0% margin on cost (fail)15 dwellings × 220 m² → 0.0% margin on cost (fail)16 dwellings × 220 m² → 0.0% margin on cost (fail)17 dwellings × 220 m² → 0.0% margin on cost (fail)18 dwellings × 220 m² → 0.0% margin on cost (fail)19 dwellings × 220 m² → 0.0% margin on cost (fail)20 dwellings × 220 m² → 0.0% margin on cost (fail)1 dwellings × 200 m² → 0.0% margin on cost (fail)2 dwellings × 200 m² → 0.0% margin on cost (fail)3 dwellings × 200 m² → 0.0% margin on cost (fail)4 dwellings × 200 m² → 0.0% margin on cost (fail)5 dwellings × 200 m² → 0.0% margin on cost (fail)6 dwellings × 200 m² → 0.0% margin on cost (fail)7 dwellings × 200 m² → 0.0% margin on cost (fail)8 dwellings × 200 m² → 0.0% margin on cost (fail)9 dwellings × 200 m² → 0.0% margin on cost (fail)10 dwellings × 200 m² → 0.0% margin on cost (fail)11 dwellings × 200 m² → 0.0% margin on cost (fail)12 dwellings × 200 m² → 0.0% margin on cost (fail)13 dwellings × 200 m² → 0.0% margin on cost (fail)14 dwellings × 200 m² → 0.0% margin on cost (fail)15 dwellings × 200 m² → 0.0% margin on cost (fail)16 dwellings × 200 m² → 0.0% margin on cost (fail)17 dwellings × 200 m² → 0.0% margin on cost (fail)18 dwellings × 200 m² → 0.0% margin on cost (fail)19 dwellings × 200 m² → 0.0% margin on cost (fail)20 dwellings × 200 m² → 0.0% margin on cost (fail)1 dwellings × 180 m² → 0.0% margin on cost (fail)2 dwellings × 180 m² → 0.0% margin on cost (fail)3 dwellings × 180 m² → 0.0% margin on cost (fail)4 dwellings × 180 m² → 0.0% margin on cost (fail)5 dwellings × 180 m² → 0.0% margin on cost (fail)6 dwellings × 180 m² → 0.0% margin on cost (fail)7 dwellings × 180 m² → 0.0% margin on cost (fail)8 dwellings × 180 m² → 0.0% margin on cost (fail)9 dwellings × 180 m² → 0.0% margin on cost (fail)10 dwellings × 180 m² → 0.0% margin on cost (fail)11 dwellings × 180 m² → 0.0% margin on cost (fail)12 dwellings × 180 m² → 0.0% margin on cost (fail)13 dwellings × 180 m² → 0.0% margin on cost (fail)14 dwellings × 180 m² → 0.0% margin on cost (fail)15 dwellings × 180 m² → 0.0% margin on cost (fail)16 dwellings × 180 m² → 0.0% margin on cost (fail)17 dwellings × 180 m² → 0.0% margin on cost (fail)18 dwellings × 180 m² → 0.0% margin on cost (fail)19 dwellings × 180 m² → 0.0% margin on cost (fail)20 dwellings × 180 m² → 0.0% margin on cost (fail)1 dwellings × 160 m² → 0.0% margin on cost (fail)2 dwellings × 160 m² → 0.0% margin on cost (fail)3 dwellings × 160 m² → 0.0% margin on cost (fail)4 dwellings × 160 m² → 0.0% margin on cost (fail)5 dwellings × 160 m² → 0.0% margin on cost (fail)6 dwellings × 160 m² → 0.0% margin on cost (fail)7 dwellings × 160 m² → 0.0% margin on cost (fail)8 dwellings × 160 m² → 0.0% margin on cost (fail)9 dwellings × 160 m² → 0.0% margin on cost (fail)10 dwellings × 160 m² → 0.0% margin on cost (fail)11 dwellings × 160 m² → 0.0% margin on cost (fail)12 dwellings × 160 m² → 0.0% margin on cost (fail)13 dwellings × 160 m² → 0.0% margin on cost (fail)14 dwellings × 160 m² → 0.0% margin on cost (fail)15 dwellings × 160 m² → 0.0% margin on cost (fail)16 dwellings × 160 m² → 0.0% margin on cost (fail)17 dwellings × 160 m² → 0.0% margin on cost (fail)18 dwellings × 160 m² → 0.0% margin on cost (fail)19 dwellings × 160 m² → 0.0% margin on cost (fail)20 dwellings × 160 m² → 0.0% margin on cost (fail)1 dwellings × 140 m² → 0.0% margin on cost (fail)2 dwellings × 140 m² → 0.0% margin on cost (fail)3 dwellings × 140 m² → 0.0% margin on cost (fail)4 dwellings × 140 m² → 0.0% margin on cost (fail)5 dwellings × 140 m² → 0.0% margin on cost (fail)6 dwellings × 140 m² → 0.0% margin on cost (fail)7 dwellings × 140 m² → 0.0% margin on cost (fail)8 dwellings × 140 m² → 0.0% margin on cost (fail)9 dwellings × 140 m² → 0.0% margin on cost (fail)10 dwellings × 140 m² → 0.0% margin on cost (fail)11 dwellings × 140 m² → 0.0% margin on cost (fail)12 dwellings × 140 m² → 0.0% margin on cost (fail)13 dwellings × 140 m² → 0.0% margin on cost (fail)14 dwellings × 140 m² → 0.0% margin on cost (fail)15 dwellings × 140 m² → 0.0% margin on cost (fail)16 dwellings × 140 m² → 0.0% margin on cost (fail)17 dwellings × 140 m² → 0.0% margin on cost (fail)18 dwellings × 140 m² → 0.0% margin on cost (fail)19 dwellings × 140 m² → 0.0% margin on cost (fail)20 dwellings × 140 m² → 0.0% margin on cost (fail)1 dwellings × 120 m² → 0.0% margin on cost (fail)2 dwellings × 120 m² → 0.0% margin on cost (fail)3 dwellings × 120 m² → 0.0% margin on cost (fail)4 dwellings × 120 m² → 0.0% margin on cost (fail)5 dwellings × 120 m² → 0.0% margin on cost (fail)6 dwellings × 120 m² → 0.0% margin on cost (fail)7 dwellings × 120 m² → 0.0% margin on cost (fail)8 dwellings × 120 m² → 0.0% margin on cost (fail)9 dwellings × 120 m² → 0.0% margin on cost (fail)10 dwellings × 120 m² → 0.0% margin on cost (fail)11 dwellings × 120 m² → 0.0% margin on cost (fail)12 dwellings × 120 m² → 0.0% margin on cost (fail)13 dwellings × 120 m² → 0.0% margin on cost (fail)14 dwellings × 120 m² → 0.0% margin on cost (fail)15 dwellings × 120 m² → 0.0% margin on cost (fail)16 dwellings × 120 m² → 0.0% margin on cost (fail)17 dwellings × 120 m² → 0.0% margin on cost (fail)18 dwellings × 120 m² → 0.0% margin on cost (fail)19 dwellings × 120 m² → 0.0% margin on cost (fail)20 dwellings × 120 m² → 0.0% margin on cost (fail)1 dwellings × 100 m² → 0.0% margin on cost (fail)2 dwellings × 100 m² → 0.0% margin on cost (fail)3 dwellings × 100 m² → 0.0% margin on cost (fail)4 dwellings × 100 m² → 0.0% margin on cost (fail)5 dwellings × 100 m² → 0.0% margin on cost (fail)6 dwellings × 100 m² → 0.0% margin on cost (fail)7 dwellings × 100 m² → 0.0% margin on cost (fail)8 dwellings × 100 m² → 0.0% margin on cost (fail)9 dwellings × 100 m² → 0.0% margin on cost (fail)10 dwellings × 100 m² → 0.0% margin on cost (fail)11 dwellings × 100 m² → 0.0% margin on cost (fail)12 dwellings × 100 m² → 0.0% margin on cost (fail)13 dwellings × 100 m² → 0.0% margin on cost (fail)14 dwellings × 100 m² → 0.0% margin on cost (fail)15 dwellings × 100 m² → 0.0% margin on cost (fail)16 dwellings × 100 m² → 0.0% margin on cost (fail)17 dwellings × 100 m² → 0.0% margin on cost (fail)18 dwellings × 100 m² → 0.0% margin on cost (fail)19 dwellings × 100 m² → 0.0% margin on cost (fail)20 dwellings × 100 m² → 0.0% margin on cost (fail)
Meets 18.0% targetWithin 15% of targetBelow targetYour current scaleSmallest passing
Pro Mode — override any number
Cost overrides · Construction BoQ · Assemblies catalogue
▸ open

Pro Mode is fully optional. Leave every cell blank and your headline numbers don't change a cent — Quick Mode's rate-library answer stays in effect. You only need these panels if you have your own builder quote, QS line-item estimate, or want to model specific assemblies.

① Cost overrides — override any rate-library cell

Pro Mode — override anything (optional)

Pin a cell to a value you've quoted, modelled, or know from experience. Leave every cell blank to use the Quick number unchanged — this whole panel is optional. Quick and Pro share one engine, so any override you do set flows through to every headline metric, scenario, sensitivity, and cash flow row above.

Underlying rates

RateQuick (library)Your overrideActive value
Construction rate (AUD/m²)$9,750/m²$9,750/m²
Interest rate (decimal, e.g. 0.085)9.5%9.5%
Loan-to-cost ratio (decimal, e.g. 0.65)65%65%

Cost buckets

BucketQuick (derived)Your overrideActive value
Acquisition (land, stamp duty, legals)$5,290,697$5,290,697
Planning & design$175,274$175,274
Construction$2,454,563$2,454,563
Professional fees$73,637$73,637
Finance$628,202$628,202
Holding$147,400$147,400
Marketing & selling$83,100$83,100
Contingency$278,657$278,657
Taxes & duties$0$0
Total development cost (reconciled)$9,131,530$9,131,530

Overridden cells flip their trust badge to Overridden · High confidence and replace the rate-library lookup. Click any number on the dashboard above to see the full trace, including which fields are now user-pinned.

② Construction BoQ — trade-by-trade drill-down

Construction BoQ — trade-level drill-down (optional)

The Quick construction number (rate × GFA) seeded across 9 trade categories so you can drill in. Leave every cell untouched to use the Quick number unchanged — this panel only activates when you edit a qty, rate, or label. Once touched, the BoQ total replaces the Quick construction figure in the override layer above.

Seed (Quick)
$2,454,563
BoQ total
$2,454,563
Δ vs seed
+$0
Untouched seed — the Quick construction number is still in effect. Edit any cell below to activate the BoQ as a construction-cost override.
Construction total$2,454,563
③ Assemblies catalogue — bathrooms, kitchens, slabs

Takeoff & assemblies — bottom-up line items (optional)

Pick an assembly (bathroom, kitchen, slab, roof…), set how many driver units (e.g. 8 bathrooms = 4 dwellings × 2), and pop it into the construction BoQ as editable line items. Each line carries qty × rate × waste, with MOQ where it applies.
Skip this panel entirely if you don't want to specify beds, baths, slabs, etc. Nothing here is required — the Quick construction number stays in effect until you actually click Apply and Pop into BoQ.

Catalogue

Standard bathroom
~5 m² bathroom: waterproofing, tiling, vanity, tapware, drain, door, exhaust.
Trade: Fitout (kitchen, bathroom, joinery)Driver: bathroom8 sub-items
per bathroom
$10,360
Premium ensuite
~7 m² ensuite with double vanity, freestanding shower, premium tile + tapware.
Trade: Fitout (kitchen, bathroom, joinery)Driver: ensuite8 sub-items
per ensuite
$20,803
Standard kitchen
Mid-range kitchen: stone benches, joinery, appliances, splashback, tapware.
Trade: Fitout (kitchen, bathroom, joinery)Driver: kitchen7 sub-items
per kitchen
$19,724
Premium kitchen
Premium joinery, integrated appliances, butler's pantry, stone island.
Trade: Fitout (kitchen, bathroom, joinery)Driver: kitchen7 sub-items
per kitchen
$49,857
Suspended concrete slab
Reinforced suspended slab — formwork, reo, concrete, finishing.
Trade: SubstructureDriver: 4 sub-items
per
$3,462
Colorbond roof
Pitched Colorbond sheet roof with sarking, battens, gutters & downpipes.
Trade: External envelopeDriver: m² of roof4 sub-items
per m² of roof
$169
Basement carpark bay
Per-bay all-in: slab share, ventilation, lighting, paint, line-marking.
Trade: SubstructureDriver: bay4 sub-items
per bay
$14,108
Concrete driveway
Reinforced concrete driveway with sub-base prep and finish.
Trade: External works & landscapingDriver: 3 sub-items
per
$5,012

Applied (0)

No assemblies applied yet. Pick one from the catalogue, set the driver qty, and click Apply.

Pop into BoQ imports the assembly's line items into the construction breakdown as concrete editable rows. Once imported, they're normal BoQ lines — re-applying the same assembly later appends new lines, it doesn't update old ones.

Export & share

Download a branded PDF summary, export the cost & cash flow tables as CSV, or copy a share link that re-opens this exact feasibility for someone else (lender, partner, accountant). Everything stays client-side — nothing is uploaded.

PDF includes verdict, headline stats, cost breakdown, insights, and key derived assumptions. Share link encodes the project state — anyone who opens it sees the same numbers.

Indicative feasibility only. Not financial, legal, tax, or planning advice. Verify all assumptions with your professional advisers before relying on any number here.

Heritage controls — what they actually mean for cost

Most Kirribilli streets are inside the Kirribilli or Milsons Point heritage conservation area, and individual properties are often listed as heritage items or 'contributory' buildings. Practically this means: external form, roof line, material palette, fenestration, and street setback are tightly controlled; demolition (full or partial) requires heritage justification and often Section 60 approval from Heritage NSW for listed items; sympathetic-design requirements often force more expensive materials (genuine slate, copper, hardwood joinery, lime-mortar repointing) than a contemporary build would specify. Heritage compliance typically adds 10–20% to the build cost over an equivalent non-heritage Sydney premium brief.

Foreshore building line and view sharing

Harbour-edge Kirribilli lots are subject to a Foreshore Building Line under North Sydney LEP — no built form (other than narrowly-defined exceptions like decks, pools, and minor structures) is permitted between that line and the harbour. Building envelope analysis on Kirribilli sites is more constrained than almost anywhere else in Sydney. View sharing under NSW Planning Principles (Tenacity Consulting v Warringah Council) is a recurring DA issue — neighbours can and do object on view loss grounds, and the assessor weighs the view impact against your design rights. Allow program time for pre-DA neighbour consultation; allow contingency for a redesign if objections force envelope changes.

Harbour-edge tanking and salt-air durability

Kirribilli sub-floor and basement spaces sit close to harbour water table and salt-laden air. Tanking systems need to be specified for marine exposure (full-bonded sheet membrane systems, drained cavity, stainless or galvanised fixings in the substrate, sacrificial anode strategies in steel). External materials and fixings should be Grade 316 stainless minimum near the foreshore; Grade 304 corrodes in 5–10 years at the harbour edge. These specs are not optional and they affect both the build cost line and the long-term maintenance line.

North Sydney Council DA — timelines and pre-lodgement

North Sydney Council assessment for Kirribilli residential DAs typically runs 6–10 months for a non-controversial scope, longer for heritage and view-sharing matters. A pre-lodgement meeting is strongly recommended (and effectively required for heritage-affected sites) before you spend on documentation. Section 7.11 contributions apply. Build the timeline realistically into the holding-cost line in the calculator — under-estimating the DA window by 4–6 months is one of the most common Kirribilli feasibility errors.

Frequently asked questions

How much does it cost to build a house in Kirribilli?

Kirribilli build rates in 2025–26 typically run $6,000–$9,500 per m² for luxury work, reflecting heritage compliance, harbour-edge specification, and constrained site access. A 250m² Kirribilli family home build typically lands $1.7M–$2.7M for construction alone, before land, demolition, DA, and soft costs.

Can I demolish a heritage-listed house in Kirribilli?

Almost never. Heritage-listed items in Kirribilli generally cannot be demolished — only sensitively altered, with a Heritage Impact Statement and frequently Section 60 approval from Heritage NSW. 'Contributory' buildings within the conservation area can sometimes be demolished if the replacement design is heritage-sympathetic, but the bar is high. Engage a heritage consultant before you finalise the purchase.

What is the Foreshore Building Line?

A line under North Sydney LEP measured from the mean high water mark inland. New buildings (other than narrowly-defined exceptions like decks, pools, and minor structures) cannot be located between the foreshore and that line. For harbour-edge Kirribilli lots, this materially reduces the buildable envelope and should be factored into both feasibility and land purchase price.

How long does a Kirribilli DA take to approve?

North Sydney Council residential DAs for Kirribilli typically take 6–10 months for a straightforward scope, and 10–18 months for heritage-affected or view-sharing-contested applications. Pre-lodgement consultation is essential to compress the timeline and avoid late-stage redesign.

Does Varloch build in Kirribilli?

Yes. Kirribilli is part of Varloch's core Lower North Shore service area. We have completed projects in Kirribilli including heritage-sensitive renovation and harbour-edge work — see /projects/kirribilli-2025 for a recent case. Email contact@varloch.com.au or use /contact to discuss your project.

Disclaimer

PropDEV is a feasibility-modelling tool by Varloch Studio. The numbers it produces are indicative estimates based on user-entered inputs and assumed rates from a rate library that is updated periodically. PropDEV does not provide financial, legal, tax, planning, valuation, or construction advice, and its output should not be used as a substitute for professional advice from a qualified accountant, lawyer, town planner, quantity surveyor, valuer, lender, or builder. Stamp duty, council contributions, GST treatment, finance terms, and construction rates change frequently and vary by location, lender, council, and project — every figure in a report must be verified independently before any acquisition, finance, or planning decision is made. Use at your own risk.

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